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I read this article today from Kiplinger by Erin Burt, Contributing Editor via Yahoo, and I thought that I should share it with you all, it deals with personal finance and savings. A snapshot of the main points are listed below: (please click the here to read the full article)

1. Carrying a balance; 2. Overspending on gas and oil for your car; 3. Keeping unhealthy habits; 4. Using a cell phone that doesn’t fit; 5. Buying brand-name instead of generic; 6. Keeping your mouth shut; 7. Buying beverages one at a time; 8. Paying for something you can get for free; 9. Stashing your money with Uncle Sam rather than in an interest-earning account; 10. Being disorganized; 11. Letting your money wallow in a low-interest account; 12. Paying late fees and missing deadlines; 13. Paying ATM fees; 14. Shopping at the grocery store without a calculator. 15. Paying for things you don’t use; 16. Not reading the fine print; 17. Mismanaging your flexible spending account; 18. Being an inflexible traveler; 19. Sticking with the same service plans and the same service providers year after year; 20. Making impulse purchases; 21. Dining out frequently. 22. Trying to time the stock market; 23. Buying insurance you don’t need; 24. Buying new instead of used; 25. Procrastinating.

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