Dave Ramsey Bad Investment Advice on 401k – #MyOpinion – FOM#27

If your company offer a match in a 401k contributing to the plan is a non starter especially 10% whether or not they have debt. Also, always contributed to a 401k with or without a 401k for retirement and also you pay less Tax; and if you have a Roth 401k mix your contribution between PreTax 401k and the Roth 401k to get the company match and for Tax Diversification

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