Dave Ramsey Bad Advice to caller about using his investment to pay down debt

August 15, 2018 Administrator Leave a comment

Don’t take Dave Advice use your income to pay debt don’t cash out the mutual funds

https://youtu.be/aGYeNt9qGuI

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About Me

About the Author & this Blog:

A native of Grenada – an island in the Caribbean, is currently a Financial Analyst in the Health Care Industry, and in his spare time; he is also a Global Investor and Business Consultant. Frame has worked in a number of different industries: Retail, Manufacturing, Banking, and Health Care; where he has held many positions with various companies: from Data Entry Clerk to Accountant Assistant at the Royal Bank of Trinidad and Tobago, Grenada Ltd. At the North Texas Rehab Center in Wichita Falls, Texas, he was the Data Manager/ Business Analyst and later IT Consultant.

Frame holds an Associate Degree in Social Sciences from T.A. Marryshow Community College, Grenada. He also holds a Bachelor of Business Administration with triple majors in Accounting, Finance, and Business Computer Information System and a minor in History from Midwestern State University, Wichita Falls, Texas as an Organization of American States Fellow. In 2008, Frame received his dual master degrees, Master of Finance and Master of Science in Management with an Information Technology focus, from Texas A & M University – Commerce.

Frame is a Candidate Member of the Texas Society of CPAs, and a Member of the Healthcare Financial Management Association.

RESEARCH INTERESTS & CAUSES

Finding creative solutions to global problems (business, political & social) by scientific and or information technology methods; whereby the data supplied is converted into information allowing the users to make strategic decisions.

Effects of Government Regulations on the Free Market System and therefore its overall implications on its Citizens.

Effects of Financial Institutions & Markets on the overall implications on the Economy.

Effects of Privatizing Social Security on the overall Economy, the Retirees and the Government.

Making effective strategic management and financial decisions in business through Information Technology Intelligence.

How the social, political and economic environment affects an individual’s financial situation in terms of wealth creation through effective Personal Financial Planning.

Translating successful business practices & methodologies into the operations of households in building family wealth.

Advocating for Free Market, Limited Government, Tax Reform, Privatize Social Security (Social Security needs reform to give workers the choice to have their lifetime employee & employer contributions put into a “401K” like account for workers not receiving their social security benefits yet, also allow the account holder to assign beneficiaries & leave the current retirees to collect their regular Check), Tax Deferred Accounts (401K, IRA, HSA, 529 Plan, Pension Plan), Less Regulations & Wealth Building Policies.

Other Interests

Cooking, Classical Music, Piano, Fish Caretaking, Bird Caretaking, Animals, Nature, Basketball, Badminton, Table Tennis, Movie Collecting, Aerospace and Robotics, Computer Games & History

Favorite Quotes

“Most Rich People are Cash Poor. Most Poor People are Cash Rich. Most Middle Class Have No Cash and Credit Card Debt. All Wealthy People have Investments that Generate Cash” -Anthony Frame

“One nice thing about a college education
is that it enables us to worry more intelligently about things all over the world.” D.V. Stanton Publications, Inc.

“……. Consumption behavior as a
proxy for income.” Laura Rowley

“ Income relates to Lifestyle,
Wealth relates to Balance Sheets.”
Steven Kaye

“ People First, Then Money,
Then Things.” Suze Orman

“Each one should use whatever gift he has received to serve others, faithfully administering God’s grace in its various forms.” (1 Peter 4:10 NIV)

CalCuLinks

401k Early Withdrawal Calculator
BankRate.com Calculators
Charles Schwab Traditional vs. Roth 401(k) Calculator
CNN Money Calculators
CNN Money Millionaire Calculator
Compound Interest Calculator
Currency Calculator
DinkyTown Financial Calculators
Loan Amortization Calculator (MS Excel File)
Scientific Calculator
TurboTax Income Tax Calculator
US Savings Bonds Calculator

Personal Financial Links

BankRate.com
Black Enterprise
Carmen Wong Ulrich
Fox on Stocks
Gail Vaz-Oxlade
Suze Orman

DISCLAIMER

All opinions expressed by Anthony Frame on this website and in any other medium are solely Frame’s opinions and may have been previously dispersed by Anthony Frame on: television, radio, internet, another medium, or to his clients. You should not treat any opinion expressed by Frame as a specific inducement to make a particular
investment or follow a particular strategy, but only as an expression of his opinion. Frame’s opinions are based upon information and research he considers reliable, Frame is not under any obligation to update or correct any information provided on this website. Frame’s statements and opinions are subject to change without notice.

Past performance is not indicative of future results. Frame does not guarantee any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed on this website or other medium where Anthony Frame’s views are posted. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested. Investments or strategies mentioned on this website or other medium where Anthony Frame’s views are posted may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this website or other medium where Anthony Frame’s views are posted.

Before acting on information on this website or other medium where Anthony Frame’s views are posted, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser.